Beautiful and stately historic bank building in thriving downtown Umatilla, the Gateway to the Ocala National Forest. Building is a fortress (built in 1922 for a bank) and has 3 working walk-in bank vaults, a fourth night deposit vault, three private offices, large open lobby area in front with 16' ceilings, and 3-phase electric. Complete historical renovation over the last 10 years which included two new zoned A/C units downstairs as well as a new insulated roof on the first floor level and new rolled roof on second level. The lobby area currently has partitions to create private work stations but they can easily be removed to create a large open work space, gallery/showroom, or seating area. A drive thru lane on the south side of the building would allow for drive thru convenience, if needed for your business. It could also be additional parking or even an outdoor seating area. The second floor is on a separate electric meter and has a private exterior entrance in front that leads you upstairs to a large open space with beautiful hardwood floors, high open ceilings, new thermal windows, and a private bathroom. Zoning allows this second floor space, or loft, to be converted to residential use so you can work/live on the property. It could also be overflow work space or leased to create some income. OWNER FINANCING available to qualified Buyers.